Florida’s Trusted Mortgage Experts

Combining Experience and Innovation to Help Families Achieve Homeownership Across Florida.

 

Specializing in Florida Mortgage Loans

Welcome to Alligator Mortgage Company – Serving All of Florida for over 25 years with Experience You Can Trust - Closing in 21 days or less

Alligator Mortgage is your no-nonsense, results-driven mortgage partner. We don’t just talk great rates—we deliver them, along with personalized service that beats banks, credit unions, and call centers every time hands down. We’re not a call center. We’re not a bank. We’re real mortgage pros who pick up the phone, return your calls, and give real preapprovals. So, you know with confidence that you can close and on time.
Whether you’re buying your first home, refinancing, or need a specialized loan, we move fast— almost all loans close in just 16 to 21 days including FHA, VA and Hometown Heros & manufactured (mobile homes – singlewide, doublewide, triplewide and quadwide) with land (excluding some DPA, rehab, construction, and some non-QM). No delays. No red tape. Just straight answers, smart options, and aggressive follow-through to get you to the closing table.
Don’t settle for slow service or inflated rates—call Alligator Mortgage and let’s get your loan done right, right now.
If your bank said no—we’ll find a way to say yes.

Homebuyers

We will help you find the right financing solutions to meet your needs.

Today's Rates

We homeowners determine the right time to purchase or to refinance.

Refinance

We can help you lower your interest rate and lower your monthly payment.

Ask an Expert

If you have any mortgage related questions, we have the answers.

What are you waiting for?

Getting started is simple. We offer competitive rates, unbeatable one on one service, and a proven 5 star reviews going back 25 years.

Local Loan Solutions That Actually Close – Fast

At Alligator Mortgage, we don’t just offer home loans—we deliver results. Whether you’re a first-time buyer, seasoned investor, or looking for down payment assistance, we’ve got the programs and speed to get you closed without excuses or delays.

We finance single-family homes, condos, townhomes, and even manufactured homes (mobile homes) with land—including singlewide, doublewide, triplewide, and quadwide—as far back as June 15, 1976.

We offer aggressive loan options that big banks won’t touch:

• Conventional & FHA
• VA & USDA
• Non-QM (Bank Statements, P&L, Asset Depletion, No Ratio/No Income)

Hands-On Help – We walk you through every step

If it can be financed—we’ll find a way to get it done.

Call us now at 352-264-0011

Or click the red Apply button above to start your application or request a Quick Quote.

We call you back. We close fast. We close loans. Period.

FHA Loans

Home Refinance Loans

VA Loans

Jumbo Home Loans

Conventional Loans

Home Purchase Loans

What our clients are saying

Google review stars

Ryan T.

Many thanks to Ernie and Richard for everything they did to make my first home purchase possible. I couldn't be more grateful for the time, effort, and commitment they put in. They were timely, professional, and extremely accessible. I highly recommend Alligator Mortgage Company.

Yelp Review Stars

Martin H.

they have done 2 mortgages for me in the past 6 years. Great people to deal with! Smaller company much better than a large company or a bank for sure! They communicate well and expedite the process smoothly considering all what is involved. Thank you!

Getting started is easy. We offer very competitive rates, have great service, and always close on time.

Licensing

Ernie English
NMLS #280696
Alligator Mortgage
NMLS #710933

Equal Housing Lender

Contact Us

Alligator Mortgage Company
2630-C3 NW 41st Street
Gainesville, FL 32606

Number:
(352) 264-0011