We are your Experienced and Inovative Mortgage Experts.

Assisting Families through Florida.

Specializing in Florida Mortgage Loans

Welcome to Alligator Mortgage Company covering all of Florida, and located in Gainesville, Florida for over 20 years!

We pride ourselves on offering some of the best rates in the area and making the process simple, straightforward, and fast for you, our customer. Our mission is to talk with you to understand your needs, and finding the best program that fits while giving you the best rate and/or fees better than what your local bank or credit union can give. We work quickly to ensure you close on time usually in 25 to 30 days depending on the loan program.


We will help you find the right financing solutions to meet your needs.

Today's Rates

We homeowners determine the right time to purchase or to refinance.


We can help you lower your interest rate and lower your monthly payment.

Ask an Expert

If you have any mortgage related questions, we have the answers.

What are you waiting for?

Getting started is easy. We offer very competitive rates, have great service, and always close on time.

Local Loan Options

The Alligator Mortgage Company works with first time homebuyers, current homeowners, investors, and down payment assistance programs for single family homes(SFH), condos, townhomes, and manufactured (mobile homes – singlewide, doublewide, triplewide and quadwide) with land going back to June 15, 1976 using conventional, non-QM(bank statements, P/L, Asset Depletion no income/ratio and other), FHA, VA, and USDA.

So, give us a call 352-264-0011 or click the red apply button above to either fill out an application or a quick quote to get owning your dream home a reality. We return calls promptly.

FHA Loans

Home Refinance Loans

VA Loans

Jumbo Home Loans

Conventional Loans

Home Purchase Loans

What our clients are saying

Google review stars

Ryan T.

Many thanks to Ernie and Richard for everything they did to make my first home purchase possible. I couldn't be more grateful for the time, effort, and commitment they put in. They were timely, professional, and extremely accessible. I highly recommend Alligator Mortgage Company.

Yelp Review Stars

Martin H.

they have done 2 mortgages for me in the past 6 years. Great people to deal with! Smaller company much better than a large company or a bank for sure! They communicate well and expedite the process smoothly considering all what is involved. Thank you!

Getting started is easy. We offer very competitive rates, have great service, and always close on time.


Ernie English
NMLS #280696
Alligator Mortgage
NMLS #710933

Equal Housing Lender

Contact Us

Alligator Mortgage Company
2630-C3 NW 41st Street
Gainesville, FL 32606

(352) 264-0011

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