Alligator Mortgage Company located in Gainesville, Florida, has been in operation since 2000 and we have helped hundreds of families with their home financing needs. We are an Independent Mortgage Brokerage Company, and unlike banks and large retail mortgage companies, we are partnered with a multitude of Wholesale Lenders to offer you the best mortgage loan to refinance your current mortgage or purchase a new home with lower fees, rates, and terms to fit your needs. With banks and large retail mortgage companies that have one set of guidelines to follow to get a borrower’s loan approved, we’re able to find the right lender for your particular loan scenario to help you get a mortgage faster, easier, and cheaper.
We offer a whole suite of products - FHA, VA, USDA, Conventional, Jumbo, and investor loans, and we are experts at all property types – single-family and 2-4 unit homes, manufactured(single-wide to quad-wide), and condos. The industry average to close a mortgage loan is over 40 days, but Alligator Mortgage consistently closes loans in 3 weeks or less giving you the certainty, and the ability to get you in your home.
Purchasing a home can be an overwhelming process, but we pride ourselves on offering our clients a smooth efficient mortgage process to take the stress off you and your family during, so you can focus on finding the perfect home.
Even if you have less-than-perfect credit, we may not be able to get you a mortgage right now, but we will work with you, and help to get you on the right track to achieve homeownership. Please reach out today to get the mortgage process started!