0 Down (100% Financing)

Own your dream home with no down payment? We have fantastic news for you! With our program, you can have seller pay up to 6% of the purchase price for closing costs and prepaids.*

• Minimum credit score 600.
• No First-time homebuyer requirement.
• Non-occupant co-borrowers allowed on FHA loans.
• Not eligible for:
  • 3-4 units.
  • Singlewide Manufactured homes (mobile home with land).
• Gift funds can be used for your entire down payment.
• No income limits.
• FHA 1st loan is 96.5% with 2nd loan at 3.5%
• 2nd loan is 10 Year Fixed Term; 10 Year fully amortizing loan. Note Rate is 2% greater than rate on 1st loan.
• Required Homebuyer's certificate for at least 1 borrower – Provided by FNMA/FHLMC or HUD approved non-profit counseling agency.
• Borrowers must occupy the residence as their primary within (60) days of closing.
• No subordination allowed

Call now 352-214-9548
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