Stop Waiting—Own Your Home with Just 1% Down!
Tired of saving forever? You can move into your dream home now with our unbeatable 1% Down Program!
Here’s Why You Need to Act Today
Worried about a huge down payment? Dreaming of owning your own home but held back by cash? With our 1% Down Program, you can move into your dream home with only 1% down.* Plus we’ll kick in up to 2% (max $7,000), giving you 3% equity from day one!
- No “First‑Time Buyer” Requirement: All qualified buyers welcome.
- Use Gift Funds: Cover your entire down payment with a gift from family, employers, or close friends.
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Lender covers your 2% down payment—no payback ever.
- Easy Credit & LTV Guidelines:
- 620+ FICO
- 97% LTV
- Income ≤ 80% of the Area Median Income (AMI)
- Home Possible® & HomeReady® Compliant
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Optional Seller‑Paid Buydowns on single‑unit purchases for an even lower rate.
- No Non-Occupant Co-Borrowers allowed
Not eligible: 2–4 unit properties or manufactured homes.
Call now 352-214-9548
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