Gainesville Mortgage Rates | Alligator Mortgage Company

Welcome to Alligator Mortgage Company!

(352) 264-0011

Located in Gainesville, Florida, we specialize in providing homeowners some of the best Gainesville mortgage rates on the market. We offer FHA, residential, and refinancing. We serve Gainesville, Alachua County and surrounding areas in Northern Florida including Newberry and High Springs.

Gainesville bears the distinction of being the best place to live and work according to Frommer’s “Cities Ranked and Rated.” Gainesville is home of the National Champion Florida Gators and has been recognized by Forbes, National Geographic and a host of others as a unique and exciting place to live.

With average highs between 76 and 82 degrees Fahrenheit in the spring and fall, between 89 and 91 degrees Fahrenheit in the summer and as high as 69 degrees Fahrenheit in the winter, Gainesville residents enjoy outdoor activities throughout the year.

Types of Mortgages:

FHA loans
Rural Housing
100% Financing
Mobile Homes
Conventional
Portfolio
Private
Cash out Refinance
Debt Consolidation
First Time Home Buyers

Alligator Mortgage Company is a Gainesville mortgage broker that specializes in providing homeowners with some of the best Gainesville mortgage rates available on the market. Give Alligator Mortgage a call today for more information (352) 264-0011

Whether you are buying your first home or refinancing your current mortgage we can find the right mortgage loan for you.

Let’s face it, the price of homes in Florida is not what it used to be. Being a Gainesville mortgage company, we understand that people need creative financing solutions to make homes in this area affordable. Our lenders offer a wide variety of financing options including traditional fixed rate mortgages, jumbo loans, and interest only products. No matter which type of program you choose, you can rest assured that you will receive one of the best Gainesville Florida mortgage rates on the market.

Please navigate our website to learn more about us, what we do for you, and how easy it is to get started.

Alligator Mortgage NMLS#710933

Richard Tillett NMLS#222268

Ernie English NMLS#280696

Mortgage Calculator:

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Mortgage Rates Higher Following Employment Report

2/3/2012 2:01 PM

The monthly Employment Situation Report was released at 8:30am this morning, with much better-than-expected results. Stocks rallied sharply and most every interest rate in fixed-income markets moved higher. The economic optimism created by this sort of data tends to increase demand for riskier investments like stocks and lower demand...Read More

Mortgage Rates Maintain Record Lows Ahead of Friday's Jobs Report

2/2/2012 1:59 PM

For the second day in a row, Mortgages Rates are just slightly better than unchanged. Best-Execution remains at 3.875% for conventional 30yr fixed loans, and the slight improvements seen today have benefited the borrowing costs required to obtain those rates. ...Read More

Mortgage Rates Remarkably Steady At Historic Lows

2/1/2012 12:50 PM

Mortgages Rates are just slightly better than unchanged on the day. Best-Execution remains at 3.875% for conventional 30yr fixed loans, and the slight improvements seen today have benefited the borrowing costs required to obtain those rates. (learn more abo...Read More

Mortgage Rates Slightly Higher Despite Bond Market Improvements

1/31/2012 1:33 PM

After setting new record lows yesterday, Mortgages Rates rose slightly today, though 3.875% best-execution remains intact. Rather than affect the prevailing rates being quoted, today's weakness is most likely to be seen in the form of slightly higher borrowing/closing co...Read More

Mortgage Rates Hit New All-Time Lows!

1/30/2012 1:15 PM

It's happened before and it happened again today: Mortgages Rates hit new all time lows today. Please note, that the actual interest rate you would have been quoted last week and this week may not have changed, but based on raw data from more than 20 leading lenders as w...Read More

Mortgage Rates Improve For a 3rd Straight Day, Nearing All-Time Lows Again

1/27/2012 12:52 PM

Mortgages Rates continued their march into better territory today, capping a 3 day effort of improvement following Wednesday's FOMC Announcement. At this point, rates have not only solidified their re-entry into 3.875% Best-Execution levels, but some lenders are once aga...Read More

Mortgage Rates Continue To Solidify Bounce Back To Lows

1/26/2012 2:17 PM

Mortgages Rates over the past two days have done much to make ground lost leading up to Yesterday's FOMC Announcement. After further improvements today, rates further solidified their reentry into 3.875% 30yr Fixed Best Execution levels. (for detail on what that mean...Read More

Mortgage Rates Return To Historic Lows Following FOMC Announcement

1/25/2012 3:02 PM

Mortgages Rates spent 2 days at 4.0% in terms of rounded average "Best-Execution" rates (for detail on what that means, READ THIS POST from a few days ago). Today, that rounded average has returned to 3.875%. Although the underlying average isn't as...Read More

Mortgage Rates Sideways Ahead of Wednesdays Important Events

1/24/2012 1:34 PM

Mortgages Rates are steady to slightly improved today after rising for the first time in a month yesterday. Although rates change slightly every day, those changes are usually small enough as to only effect the closing costs associated with a particular rate. Because of t...Read More

Best-Execution Mortgage Rates Rise After Extended Period of Stability

1/23/2012 2:12 PM

For the first time in over a month, the Best-Execution rate for 30yr fixed mortgages rose from a rounded average of 3.875% to 4.00% today. The underlying borrowing costs associated with 3.875% didn't rise by a significantly painful amount, but the small increases across the board, combined with one huge move by a huge lender, was enough to...Read More