Welcome to Alligator Mortgage Company!

(352) 264-0011 

Located in Gainesville, Florida, we specialize in providing homeowners some of the best Gainesville mortgage rates on the market. We offer FHA, residential, and refinancing. We serve Gainesville, Alachua County and surrounding areas in Northern Florida including Newberry and High Springs. 


 
Gainesville bears the distinction of being the best place to live and work according to Frommer’s “Cities Ranked and Rated.”  Gainesville is home of the National Champion Florida Gators and has been recognized by Forbes, National Geographic and a host of others as a unique and exciting place to live.
 
With average highs between 76 and 82 degrees Fahrenheit in the spring and fall, between 89 and 91 degrees Fahrenheit in the summer and as high as 69 degrees Fahrenheit in the winter, Gainesville residents enjoy outdoor activities throughout the year. 
 
                  Types of Mortgages:

  • FHA loans
  • Rural Housing
  • 100% Financing                 
  • Mobile Homes
  • Conventional                    
  • Portfolio
  • Private
  • Cash out Refinance
  • Debt Consolidation             
  • First Time Home Buyers 

Alligator Mortgage Company is a Gainesville mortgage broker that specializes in providing homeowners with some of the best Gainesville mortgage rates available on the market. Give Alligator Mortgage a call today for more information (352) 264-0011
 
Whether you are buying your first home or refinancing your current mortgage we can find the right mortgage loan for you.
 
Let’s face it, the price of homes in Florida is not what it used to be. Being a Gainesville mortgage company, we understand that people need creative financing solutions to make homes in this area affordable. Our lenders offer a wide variety of financing options including traditional fixed rate mortgages, jumbo loans, and interest only products. No matter which type of program you choose, you can rest assured that you will receive one of the best Gainesville Florida mortgage rates on the market. 

Please navigate our website to learn more about us, what we do for you, and how easy it is to get started. 

Alligator Mortgage NMLS#710933

Richard Tillett NMLS#222268

Ernie English NMLS#280696


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Mortgage Rates Improve For a 3rd Straight Day, Nearing All-Time Lows Again
1/27/2012 12:52 PM

Mortgages Rates continued their march into better territory today, capping a 3 day effort of improvement following Wednesday's FOMC Announcement.  At this point, rates have not only solidified their re-entry into 3.875% Best-Execution levels, but some lenders are once aga...Read More

 
Mortgage Rates Continue To Solidify Bounce Back To Lows
1/26/2012 2:17 PM

Mortgages Rates over the past two days have done much to make ground lost leading up to Yesterday's FOMC Announcement.  After further improvements today, rates further solidified their reentry into 3.875% 30yr Fixed Best Execution levels.  (for detail on what that mean...Read More

 
Mortgage Rates Return To Historic Lows Following FOMC Announcement
1/25/2012 3:02 PM

Mortgages Rates spent 2 days at 4.0% in terms of rounded average "Best-Execution" rates (for detail on what that means, READ THIS POST from a few days ago).  Today, that rounded average has returned to 3.875%.  Although the underlying average isn't as...Read More

 
Mortgage Rates Sideways Ahead of Wednesdays Important Events
1/24/2012 1:34 PM

Mortgages Rates are steady to slightly improved today after rising for the first time in a month yesterday.  Although rates change slightly every day, those changes are usually small enough as to only effect the closing costs associated with a particular rate.  Because of t...Read More

 
Best-Execution Mortgage Rates Rise After Extended Period of Stability
1/23/2012 2:12 PM

For the first time in over a month, the Best-Execution rate for 30yr fixed mortgages rose from a rounded average of 3.875% to 4.00% today.  The underlying borrowing costs associated with 3.875% didn't rise by a significantly painful amount, but the small increases across the board, combined with one huge move by a huge lender, was enough to...Read More

 
Mortgages Rates Higher Again and Less Consistent Between Lenders
1/20/2012 1:21 PM

Mortgage Rates moved higher again today, albeit by a relatively small amount on average.  But averages only tell part of the story.  We're seeing the same phenomenon of increasingly divergent rates between lenders crop up that we saw when the last major sh...Read More

 
Market Weakness Threatens All-Time Low Mortgage Rates
1/19/2012 2:41 PM

Mortgage Rates worsened at a reasonably brisk pace today when compared with recent relative stability.  Still, the movement remains confined to costs associated with as yet, unchanged Best-Execution Rates.  That means that 3.875% is still the average "best-c...Read More

 
Mortgage Rates Steady While Borrowing Costs Rise Slightly
1/18/2012 1:54 PM

Mortgage Rates continue to ebb and flow in the same pattern that has persisted for over a month.  The average Best-Execution interest rate for a 30yr fixed loan has remained at 3.875% during that time and the closing costs associated withtthat rate have been ge...Read More

 
Mortgage Rates Begin Week Holding Steady at Record Lows
1/17/2012 2:08 PM

After setting new records on Friday, Mortgage Rates are absolutely flat to start the week.  That means that Best-Execution remains most appropriately at 3.875% although 3.75% continues to be as close as it's ever been to getting equal recognition.  Dep...Read More

 
Mortgage Rates Break Previous All-Time Record Lows
1/13/2012 2:54 PM

How many times will we have the opportunity to write this headline in 2012?  Yet again, Mortgage Rates on average, have broken recently set records for 30yr Fixed Best-Execution rates and moved to new all time lows.  Best-Execution remains most appropriate...Read More





2630 NW 41st St Ste B Gainesville, FL 32606-6666
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